$4.5T — What Americans Spend on Healthcare

Data-driven intelligence on healthcare pricing, insurance costs, and medical billing — because your health shouldn't break your wallet.

Latest Analysis

Egg Freezing Cost Without Insurance in 2026: What Planned Egg Freezing Costs, What Your Plan May Cover, and How HSA Rules Apply

Egg freezing costs $6,000–$15,000 per cycle plus meds and storage — all vendor estimates. Learn what insurance mandates cover and how HSA rules apply.

How to Search a Hospital Price Transparency File for One Procedure

A practical walkthrough for cash-paying patients who need one procedure's discounted cash price from a hospital's machine-readable price file, step by step.

Medicaid Eligibility in 2026: Who Still Qualifies, What Changes January 1, 2027, and What Losing It Costs

The 2026 Medicaid income thresholds, the 80-hour work test, the exemptions, and the exact dollar cost of falling off coverage — with the math shown.

Chiropractor Cost Without Insurance in 2026: First Visit vs Follow-Up

What a chiropractor costs without insurance, why first visits run higher than follow-ups, and what to ask about packages, X-rays, and billing before you book.

Prior Authorization Denials: How to Overturn a 'No' in 2026

How to overturn a prior authorization denial in 2026: the appeal deadlines, the documents that win, external review rights, and the data behind them.

Healthcare policy and cost news tracker: week of October 26, 2026

CMS-9882-F price transparency rule: what changes, when each part applies, and the Oct 23 Exchange subsidy verification proposal.

What We Offer

Price Transparency Analysis

Hospital chargemaster rates decoded and compared across providers.

Policy & Regulation Tracking

No Surprises Act, site-neutral payments, and drug pricing reform updates.

Cost-Saving Strategies

Actionable guides to reduce out-of-pocket spending on procedures and prescriptions.